"It come about in a business way, an' in a business way it's kept on.
Not a dollar of McNabb money passes through the hands of Orcutt's
Wolverine Bank--an' he could have had it all, an' he knows it.
"As ye know, I started out, a lad, with the Hudson's Bay Company, an'
I'd got to be a factor when an old uncle of my mother's in Scotlan'
died an' left me a matter of twenty thousand pounds sterling. When I
got the money I quit the Company an' drifted around a bit until finally
I bought up a big tract of Michigan pine. There wasn't any Terrace
City then. I located a sawmill here at the mouth of the river an' it
was known as McNabb's Landin'.
"D'ye see those docks? I built 'em, an' I've seen the time when they
was two steamers warped along each side of 'em, an' one acrost the end,
an' a half a dozen more anchored in the harbor waitin' to haul McNabb's
lumber. The van stood on this spot in the sawmill days, an' when it
got too small I built a wooden store. Folks began driftin' in. They
changed the name from McNabb's Landin' to Terrace City, an' I turned a
many a good dollar for buildin' sites.
"The second summer brought Fred Orcutt, an' I practically give him the
best lot of the whole outfit to build his bank on. The town outgrew
the wooden store an' I built this one, addin' the annex later, an' I
ripped out the old dam an' put in a concrete dam an' a power plant that
furnished light an' power for all Terrace City.
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